First Child Financing...
Many people dream about growing up and having a family, but very few people are practical enough to calculate how much it will really cost. The truth is that your dream come true can become your worst nightmare if you don’t plan ahead financially. Your new bundle of joy can end up costing a bundle unless you are organized and prepared to pinch every penny until it screams.
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In this guide, we will be discussing how to budget for your first baby, and practical action steps you need to take in order to secure your and their financial future. Let’s start with a look at the actual projected costs of raising a child.
The Average Cost of Bringing Up a Child
The most recent estimate for the average cost of bringing up a child comes from CNN Money. As of January 9, 2017, they estimated that it cost $233,610 in 2015 to raise a child from infancy to age 17. College years will obviously cost extra. The annual total parents can expect to spend is estimated at between $12,350 and $14,000 each year.
The child is expensive in infancy because you need so many new things. However, there are ways of getting the essentials cheaply if you know what to expect.
Report: Financially Preparing for Your First Child...
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The Average Cost of Bringing Up a Child
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Dealing with the Unexpected
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Financial Preparedness for Your First Child
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Determining Your Maternity Benefits and Health Care Coverage
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Shopping Smartly and Strategically
Ecourse: First Child...
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The pros and cons of returning to work after having a baby
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The pros and cons of being a work-at-home mom
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Maternity leave and pay - finding out where you stand
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Paternity leave - options for dads
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Telling your employer that you're pregnant
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Pros and cons of childcare in your home
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Pros and cons of childcare away from home
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Should you pay a relative for childcare?
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Tax credit for childcare
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Financial considerations when your child is sick
