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How to Teach Your Kids about Money...
A lot of people get into their adulthood not knowing how to manage their money. Too many people have gone into debt after college because of the inability to use their money in the proper way. It’s key to learn about money at a young age with your parents. How you teach kids about money depends on how old they are. Listed below are different ways to teach your child about money based on their age.
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Elementary School Level
1. Use a clear jar as a piggy bank. When your child can clearly see the amount of money that they have, they can see daily how much their money grows. For example, one day, they may have one dollar. Then the next day, they might have a dollar and a dime. Make sure your make a big deal out of this. Seeing how much money they have, and knowing how much the money is worth, is important in showing them how nice it is to have money.
2. Show them the stuff that costs money. When your child know that the things they want cost money, they’ll become very motivated to save up for the object they so desperately want.
3. Set an example. Little eyes are watching you so it’s important that you’re setting a good example for them to follow. Try not to argue with your partner about money in front of your child. It’ll only make them worried and get them to believe that arguing about money is a norm.
1. Don’t give allowances; instead, give commissions. You shouldn’t be rewarding your child for sitting on the couch all day playing video games. Make them work for their money. Make them sweep the kitchen floor, do the dishes, do the laundry, etc. When they work for their money, they can see just how hard they must work in order to be paid. This will also give them the feel of having a real job.
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